In addition to stocks, funds, what other investments are there?
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In addition to stocks, funds, what other investments are there?
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At present, in addition to stocks and funds in the market, there are financial products such as regular, financial management, financial bonds, foreign exchange, precious metals, and futures. Smaller and other risks. Investment is the economic behavior of specific economic entities in order to obtain income or value -added of funds in a certain period of time in a certain period of time.
This information:
1, financial products
financial products refer to various carriers in the process of capital and financial communication, including currency, gold, foreign exchange, securities, etc. In other words, these wealth management products are the targets of buying and selling financial markets. The supply and demand parties form the price of financial products through the principle of market competition, such as interest rates or yields, and finally complete the transaction to achieve the purpose of financing funds. For example, stocks, futures, options, and insurance policies are financial assets, also known as financial instruments and securities.
2, the main classification method of financial products
(1) It can be divided into three categories according to different product forms, namely currency, formal products, and intangible products.
① currency. With the change of the currency system, its form has also changed. From shells, cloth and other money to metal currency such as gold, silver, copper, etc., and finally alternative currencies, namely banknotes.
② there are tangible products.这类产品有很多种，包括政府债券、短期国债、外债、私人债券、企业债券、长期国库券、可转让存单、银行承兑汇票、商业汇票、本票、远期支票、实物偿付债券、红利债券、 Stocks, checks, insurance policies, savings, etc.
③ invisible product. That is, financial services can be roughly divided into eight aspects: loans, deposits, external services, transfer savings, place or time services, credit services, etc.
(2) According to the nature of the issuer, financial products can be divided into direct financial products and indirect financial products.
① Direct financial products refer to a full -power commissioning tool issued or signed by non -financial institutions such as companies, enterprises, government agencies and other non -financial institutions for the last lender and the last borrower. There are several main categories: corporate bonds, stocks, mortgage contracts, corporate bonds and treasury vouchers.
② indirect financial products refer to a tool for financial institutions to act as the last lender and the last borrower for indirect financing activities. There are mainly the following categories: banknotes, bank bills, transfers, life insurance, financial bonds and various arrears.
(3) The length of time for the survival of credit relationships can be divided into short -term financial products and long -term financial products.
① Short -term wealth management products generally refer to the currency market credit instruments within one year. There are mainly the following categories: various bills, transferable deposits and treasury vouchers.
② long -term wealth management products refer to credit tools with a repayment period in the capital market for more than one year. There are mainly the following categories: stocks, bonds and various funds.
理财产品有很多，除股票、基金外还有：rn1、银行存款、各类型保险rn2、银行理财产品、P2P理财、各种宝宝rn3、外汇、黄金、原油、 Futures
4, agricultural product transactions, carbon transactions, etc.
5, doing industry
too much. For example, deposits, national bonds, bank wealth management products, trusts, corporate bonds, foreign exchange, precious metals (gold and silver, etc.), QDII, collections (crafts, antiques, calligraphy and painting), real estate, industry, etc.
At present, in addition to stocks and funds, there are also channels such as bank wealth management, trust, bonds, foreign exchange, precious metals and commodity futures investment. If your amount of funds is relatively large, you can consider a reasonable proportion to allocate your investment assets. If the amount of funds is small (within 100,000), it is recommended that you focus on the variety and focus on your familiar variety investment. It is not so high and far away, and the big picture is fast, otherwise it will be counterproductive, and the loss will be tired.
The questions can be asked if you have any questions or ask me for help.
There are too many investment scope, such as bonds, bank wealth management products, jade antique calligraphy and painting, gold and silver, real estate, etc. Even your own studies are a kind of investment.