How long is the CITIC Bank card frozen? What to do?

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How long is the CITIC Bank card frozen? What to do?

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  1. Randy

    There are many reasons for the frozen credit card, and the corresponding thawing methods are different.
    1. If it is frozen because of the cash out, the cardholder should call CITIC Bank and explain to the staff after clearing the arrears as soon as possible, and the bank will help you thaw.

    2. If the password input error frozen, divided into two cases:
    (1) If the credit card transaction password is input more than three times, the credit card is frozen, you need to call the hotline of the customer service. Essence

    (2) If the online banking of the online banking login password is frozen, then don't worry, it will automatically unlock, resume use, or call the customer service hotline to register and terminate after 24 hours. However, it is generally available after 24 hours. If you forget the password, select the "Forget Password" input card information, which will prompt you to reset a password.

    This techniques

    1. CITIC Bank's amount method is divided into formal and special methods: formal is large consumption, you can put it up for a long time. The special method is to go directly to the business outlets to run the card, and treat yourself as a new user. The information is filled in the same as the CITIC Bank credit card information you already hold. More, that is, the commonly mentioned curve lifting method.

    2, China CITIC Bank's amount retains 30%of the amount. The bill is fully repaid. Remember the best repayment in advance, do not drag to the latest repayment date. It is helpful in adjustment.

    3, staging, large consumption, which can increase the limit in this case. In addition: After the card is over 6 months, the consumption is 6, and the bill will be returned after the bill will be paid. Let the card sleep, and the bank will take the initiative to call you to raise the amount.

    4. Do not use the freezing method of CITIC. According to the "Notice on Adjusting Part of the Credit Card" issued by CITIC Bank Credit Card Center, the bank will be more than 6 from May 18, 2018 to more than 6 Credit cards that have not traded in a month are degraded. If the cardholder needs to recover the quota, you can call the credit card customer service, or submit the application through the bank's "Card Space APP", and the final recovery quota shall prevail.

    The reason for applying for credit cards

    1. Cardholders do not meet the card issuance conditions
    It applicants do not see the application conditions of the card when applying for the card. In fact, many credit cards have application conditions, such as student cards, women's cards, membership cards or age restrictions. If you do not meet the conditions of the bank, you will directly reject the application.

    2. The applicant's score is not as good as
    It now when applying for a card, the bank will use an automatic scoring system to score the user. Only when the scores set by the bank can be approved, the card can be approved, and those who are not reached will be rejected.

    The notification of "refusing to issue a card due to lack of comprehensive scores" received by many applicants, which refers to this score. These scores come from income, work, assets, use of cards, and so on.

    3. There are too few application materials submitted
    The cardholders must not only pay attention to the authenticity of the application information, but the integrity of the data is equally important. This is an important basis for banks to approve cards. When applying for a credit card for the first time, these materials are particularly important. For example, there is a large probability that there are a house and a car that can submit a house purchase contract and a vehicle driving license; if there is only a copy of simple materials such as a copy of the ID card, the probability of approval of simple materials will be small.

    4. The cardholder has bad credit records
    Colidation will check the applicant's credit records through the credit card application. If the credit record is good, the credit card is more likely to be approved.

    5. Application through irregular channels
    The application to choose regular institutions, such as bank official website, intermediary agencies and some roadside cards that collect money to get money to deceive money and user information , Can't criticize the card.

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