5 thoughts on “I think the loan calls the call is that it is normal for Ping An Bank to ask me to add WeChat to chat?”
Angel
In this case, it is obviously a fraud. It is impossible for the bank customer service staff to say that you can add WeChat to the loan first. Sometimes the other party calls you, and then send a link to you. The above shows that have been loaded, but find out why you have to pay to get the money. This is a typical fraud circle. is not normal, don't believe it. There are a lot of frauds to add WeChat first, and then let you pay any deposit before you can pay. I didn't believe it later.
The expansion information: With the development of the market economy, the demand for loans in enterprises, companies or individuals is increasing, but loans still have many places for us ordinary people. clear. Here we summarize the basic financial knowledge of some loans for everyone, and everyone learn from each other. The loan seems to be a very simple thing, that is, find someone else to borrow money, and then pay back the money plus interest. In fact, loans are a very professional technical job. If you do n’t know some financial knowledge, it is easy to loan is not a loan you want. In order to help everyone learn and understand loan -related knowledge, we will summarize the basic knowledge of 10 o'clock loans. 1. What are the common loans and what are their characteristics and advantages? The loan form is divided into two types: "credit loan and mortgage loan". 2, what is the difference between "lender" and "borrower"? In loan behavior, most people do not know what "lender" and "borrower". The lender: refers to the use of credit funds or own funds in borrowing activities to issue loans to the borrower, generally refers to commercial banks and central banks. · borrower: refers to the guarantee or property of the third party in the credit activities, or the third party as a guarantee, and the enterprise and institution or individual who borrows monetary funds from the lender. It simply, when you loans from the bank, you are a borrower yourself, and the bank is a lender. 3. What are the common repayment methods M common repayment methods are: equivalent principal, equivalent principal and interest, one -time principal repayment, first interest rate. 4, what is the benchmark interest rate? What should I go up? The benchmark interest rate is a uniform deposit and loan interest rate stipulated by the People's Bank of China to guide commercial bank deposit and loan business. Commercial banks can follow up market conditions and borrowers to float up and down on the benchmark interest rate. The main reasons for the up floating loan interest rates are that the market loan demand is greater than the supply of funds. In short, the bank is lacking money. In addition, the borrower's own credit reporting status is not good.
Not normal, don't believe it. There are a lot of frauds to add WeChat first, and then let you pay any deposit before you can pay. I didn't believe it later.
It is possible that Ping An has Ping An Bank, Ping An Life Insurance, Ping An Favorite, and various channels. It may also be played by the intermediary. If there is no cost, you can do it, you are afraid of being routine.
In this case, it is obviously a fraud. It is impossible for the bank customer service staff to say that you can add WeChat to the loan first. Sometimes the other party calls you, and then send a link to you. The above shows that have been loaded, but find out why you have to pay to get the money. This is a typical fraud circle.
is not normal, don't believe it. There are a lot of frauds to add WeChat first, and then let you pay any deposit before you can pay. I didn't believe it later.
The expansion information:
With the development of the market economy, the demand for loans in enterprises, companies or individuals is increasing, but loans still have many places for us ordinary people. clear. Here we summarize the basic financial knowledge of some loans for everyone, and everyone learn from each other.
The loan seems to be a very simple thing, that is, find someone else to borrow money, and then pay back the money plus interest. In fact, loans are a very professional technical job. If you do n’t know some financial knowledge, it is easy to loan is not a loan you want. In order to help everyone learn and understand loan -related knowledge, we will summarize the basic knowledge of 10 o'clock loans.
1. What are the common loans and what are their characteristics and advantages?
The loan form is divided into two types: "credit loan and mortgage loan".
2, what is the difference between "lender" and "borrower"?
In loan behavior, most people do not know what "lender" and "borrower".
The lender: refers to the use of credit funds or own funds in borrowing activities to issue loans to the borrower, generally refers to commercial banks and central banks.
· borrower: refers to the guarantee or property of the third party in the credit activities, or the third party as a guarantee, and the enterprise and institution or individual who borrows monetary funds from the lender.
It simply, when you loans from the bank, you are a borrower yourself, and the bank is a lender.
3. What are the common repayment methods
M common repayment methods are: equivalent principal, equivalent principal and interest, one -time principal repayment, first interest rate.
4, what is the benchmark interest rate? What should I go up?
The benchmark interest rate is a uniform deposit and loan interest rate stipulated by the People's Bank of China to guide commercial bank deposit and loan business. Commercial banks can follow up market conditions and borrowers to float up and down on the benchmark interest rate.
The main reasons for the up floating loan interest rates are that the market loan demand is greater than the supply of funds. In short, the bank is lacking money. In addition, the borrower's own credit reporting status is not good.
Not normal, don't believe it. There are a lot of frauds to add WeChat first, and then let you pay any deposit before you can pay. I didn't believe it later.
Can't contact privately to prevent being deceived
It is possible that Ping An has Ping An Bank, Ping An Life Insurance, Ping An Favorite, and various channels. It may also be played by the intermediary. If there is no cost, you can do it, you are afraid of being routine.
Normal, just chat, what is abnormal, what can be lost in adding WeChat,